Cliff3, interesting information but a little research indicates the actual drain on resources originates from the ACA [Affordable Care Act] and Medicaid expansion as a direct result of same. Abuse of medical/health care benefits oftentimes provided to public sector and large corporate employers often includes family members who have coverage available at a charge but can receive better coverage at no charge through a spouse employed in the public sector. The law is written to forbid this but the HIPAA [Health Insurance Portability and Accountability Act] makes it a crime to inquire?